If you find it hard to manage monthly finances, your home's upkeep costs, family safety, and other assets, these hacks could make your life a bit easier.
Many homeowners are shocked to find out there are special home offers that are available just online. After reading the following 5 brilliant ways to cut down on monthly bills, you could pocket up to $1,000s in cash by taking advantage of these online offers and little-known government programs.
1) Refinance With This Lucrative "ERR" Gov't Program To Cut Your Payments Up To $3,120/ Year
ATTN: Do not pay your next mortgage until you read this...
Still unknown to many Americans, this new and improved Government Program, Enhanced Relief Refinance Program (ERRP) rolled out by Freddie and Fannie Mae could benefit millions of qualified Americans and cut their payments by as much as $3,120 per year (or $260 per month).
While the big banks aren’t too thrilled about losing all that profit, they eagerly wait for this program to end. The U.S. Government is now urging homeowners to take advantage of these savings before it is too late. This program is currently active but could be shut down at any given time in 2019. But the good news is that once you're qualified and approved, you're locked in. If lowering your monthly payments, paying off your mortgage faster, locking in a lower interest rate, and even taking some cash out would help you, it's vital you act today.
How Do I Qualify?
Step 1: Visit the ERRP approval website to check your eligibility for free with no obligation.
Step 2: After you enter some information about your home, you will find out how much you may save by refinancing with ERRP.
2) Get A Home Warranty Plan – Never Pay Out-Of-Pocket For Home Repairs Again
This brilliant Home Warranty Program called Choice Home Warranty is a homeowner’s financial lifesaver that many Americans have not taken full advantage of. If you have appliance failures, heater breakdowns, electrical issues, roofing replacement, or any major home repair, Choice Home Warranty will help you cover all these payments.
A Home Warranty Plan is similar to a homeowners’ insurance plan, but it actually covers many things that an insurance plan does not, like a broken refrigerator, a broken heater or an electrical malfunction of your air conditioning unit.
Often, new homeowners are offered a 1 or 2-year home warranty plan when they purchase a home. This is generally a huge plus for the home buyer because it takes away the stress of having to pay for likely issues that might come up during the first year or two of owning the home. Issues such as a broken refrigerator or dishwasher aren't fun to deal with and could cost time and $1,000s of dollars to fix!
Luckily, homeowners now have the option to get a home warranty plan any time after they bought their home. Even if you've lived there for 15 years, you can still get your own home warranty plan that will cover the cost of many unforeseen and expensive home repairs!
3) ADT Helps Save Money On Home Insurance (Get $950 Off This New System)
Did you know that your house is 2.5 times more likely to be a target for intruders if you have no security system installed! Scary, isn't it?
A monitored home security system protects you, your family, and your home against intruders, and that is just one reason to install one. But what if we told you, there is a bonus to having a security system that makes the decision to get one even more attractive: you could save a bundle on insurance.
Benefits of installing ADT:
- Save up to 15-20% on premiums
- Keeps your homeowner's deductible low (less risk)
- Keep the neighborhood's "theft claim quote" down and get better insurance rates
- Save on replacement costs
Now, add up all the possible financial costs of remaining unprotected, and it is clear it outweighs the costs of maintaining a home security system.
You may think that installing a system is going to cost you a lot, but luckily you're in for some good news. ADT, one of the oldest, most reliable alarm system companies, is currently a limited time offer of $850 in equipment plus a $100 Visa gift card. Just pay the $99 installation and purchase of monitoring services for our readers. This is why thousands of homeowners are taking advantage of the pain-free setup and add an extra layer of protection for their home and family (while supplies last).
4) Tap Into Your Home’s Equity To Get The Extra Cash You Need
Now that home values have recovered in much of the country, home equity lines of credits have become relevant again.
Many homeowners are now tapping into their home's equity and using the extra cash to upgrade their properties, secure and reduce interest rates, pay down high-interest debt, make monthly mortgage payments more manageable or set up their retirement safety net.
It’s surprising this loan isn't talked about more often. For whatever reason, a lot of people may think this is “too good to be true" or assume it is only for homeowners with bad credit or foreclosures. This couldn’t be farther from the truth. This homeowner program was made for the average American. (And having good credit could help you qualify for EVEN more cash!)
Due to the current housing market, the government is making a push and urging homeowners to take advantage of this Home Equity loan to increase their property value.
5) See Why Thousands Of Americans Are Using This Proven Debt Payout Plan
Credit card companies don’t want you to know this…
See why thousands of consumers are quickly learning about this new way to pay off their credit card debt or other high-interest unsecured debt like personal loans or medical bills.
If you owe more than $20,000 in credit card debt, then this is something you want to check out right away. There is a proven debt relief program by Freedom Debt Relief that can reduce the amount you owe. Today, consumers have resolved over $9 billion+ in debts with absolutely no loan required and paid off in just 24-48 months. It only takes about 10 minutes to find out if you are eligible for Freedom Debt Relief.
If you are struggling to pay off your debt, click below to get a free quote to see how you can consolidate your debt.